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Rates

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Joyce Bowser - Board Member 

Signature Loans                   12%     12 months and under

                                            12.5%    Annual Percentage Rate

Signature Loans                     15%     13-36 months     max.$7,500

                                               16.2%     Annual Percentage Rate

New Car Loans                   2022-2023   8% Annual percentage rate

Car loans over $20,000 can be taken up to 72 months.

Used Car Loans                   2018-2022   9% Annual percentage rate

Used Car Loans                    2012-2017     9.5% Annual percentage rate

Used Car Loans                2011 and older    10%    Annual percentage rate

Share-secured Loans                                    2.75%    2.75 Annual percentage rate  12-60 months; 5 years max.

*A rate reduction of .25% will be offered to those on payroll deduction

Effective March 1, 2022, we will be charging upfront for a loan application.  The costs will be $30 for an unsecured loan and $50 for a vehicle loan. The applicant is also responsible for any charges incurred on the loan such as, but not limited to, title fees.

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